Last Updated: November 2025
Welcome to SavingsBag.com (“Website”, “we”, “our”, “us”).
By accessing or using this Website, you agree to be bound by these Terms & Conditions (“Terms”).
If you do not agree with any part of these Terms, please stop using the Website immediately.
Our jurisdiction lies within Tamil Nadu, India.
1. Use of the Website
- You must be at least 13 years old to use this website.
- You agree to use the site only for lawful purposes.
- You shall not engage in activities that may:
- Disrupt the website’s functionality
- Harm other users
- Introduce viruses, malware, or harmful scripts
- Copy or misuse content without permission
2. Intellectual Property Rights
Unless otherwise stated:
- All content on SavingsBag.com including text, graphics, images, tools, calculators, code, design, and layout is the property of SavingsBag.com.
- You may not:
- Copy
- Reproduce
- Modify
- Publish
- Distribute
- Sell or exploit
any content without our prior written consent.
You may, however, quote short snippets for personal use or educational reference with attribution.
3. User-Generated Content
If you submit any comments, feedback, suggestions, or data via forms:
- You grant us a non-exclusive, royalty-free license to use that content.
- You confirm you have the rights to provide such content.
- You agree your content will not include defamatory, illegal, or abusive material.
We reserve the right to moderate or remove any content that violates our guidelines.
4. Personal Information & Privacy
Your use of the website is also governed by our Privacy Policy.
By using SavingsBag.com, you consent to the data practices outlined there.
5. External Links
SavingsBag.com may contain links to third-party websites or tools.
We are not responsible for:
- External content
- Accuracy
- Availability
- Security
- Privacy practices
Interacting with third-party sites is at your own discretion.
6. No Financial, Investment, or Professional Advice
Content on SavingsBag.com is for educational and informational purposes only and not financial, investment, legal, or professional advice.
You should consult a qualified professional before making any financial decisions.
7. Website Availability
We strive to keep the website running smoothly but do not guarantee:
- Uninterrupted access
- Error-free operation
- That all calculators, tools, APIs, or content will function perfectly
We may modify, suspend, or discontinue any part of the site without notice.
8. Limitation of Liability
To the fullest extent permitted by Indian law:
- SavingsBag.com is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website.
- We are not responsible for financial loss, calculation errors, or decisions made based on our content or tools.
Using our website is at your sole risk.
9. Indemnification
You agree to indemnify and hold harmless SavingsBag.com and its owners, affiliates, and contributors from any claims, damages, or losses arising from:
- Your use of the website
- Violation of these Terms
- Violation of any laws or third-party rights
10. Changes to Terms
We may update these Terms at any time.
Changes will be posted on this page with an updated date.
Your continued use of the website means you agree to the revised Terms.
11. Governing Law
These Terms are governed by the laws of Tamil Nadu, India.
Any disputes shall be subject to the exclusive jurisdiction of the courts in Tamil Nadu, India.
12. Contact Information
For any questions or legal concerns:
Email: hello@savingsbag.com
Website: https://www.savingsbag.com
Location: Tamil Nadu, India
